INVESTMENT PROCESS
The Kruger Investment Committee is responsible for all investment strategies and decisions regarding the Kruger fund portfolios. We adhere to the following processes to ensure that investment decisions are sound:

Quantitative sifting
Some 40 funds are screened, based on risk, return and yield. The initial quantitative section of the investment process provides a base. Thereafter a qualitative process is applied to refine and finalise the portfolios.

Hands-on process
Relative performance and market trends are monitored on an ongoing basis.

Quantitative model
Our unique quantitative (mathematical and statistical) model is applied weekly to achieve and maintain optimal portfolio composition.

Qualitative analysis
This process involves knowing the fund manager.

Review of process and portfolio
This occurs during the last week of month, if necessary. Changes are effected when required, but we avoid incurring unnecessary cost. Portfolios are only rebalanced if it can be done cost-effectively and if the model clearly indicates the necessity for change.

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