As a discretionary investment manager, our services include:

• Research and analysis – across all the asset classes, namely equity, property and fixed interest, both locally and globally. By applying sophisticated quantitative and qualitative analyses and systems we consistently research trends and developments in financial markets and products.
  
  
• Investment management – we apply a ‘best of breed’ assessment of fund managers, as well as make direct investments for clients.
  
  Kruger International manages pension and preservation funds, investment plans, policies and other types of investments on behalf of private individuals, family trusts, companies and close corporations on an ongoing basis.
  
  Our management service is founded on professional analytical research and expertise in managing investment portfolios. We strive to cost-effectively compile conservatively-based portfolios, with an optimal mix between risk and yield in line with clients’ ultimate financial objectives. Our aim is for clients’ portfolios to consistently outperform the money market.
  
  Kruger International also manages the exclusive risk-profiled Kruger funds, which are additional low-fee investment options for our clients.
  
  
• Retirement fund and group benefits consulting.
  
  
• Financial planning and analysis, including risk analysis. As a value-add service, we analyse new clients’ balance sheets and recommend restructuring and management where necessary.
  
  
• Retirement and estate planning – and execution thereof.

As an independent company, Kruger International has access to the investment and risk products from all major South African financial service providers as well as offshore providers. We do not sell products.

Clients’ investment portfolios remain in the safe custody and administration of the financial institution that provides the product, such as linked investment service providers (LISPs), insurance companies, banks and stock broking companies. Kruger International clients enjoy preferential rates on products provided by Momentum, Investec and Sanlam.